Credit FAQ

How does Montgomery Ward Affect My Credit Score & History? Welcome to the Montgomery Ward Credit FAQ page--your go-to source for questions about Wards Credit and important info on how life events affect your credit as a whole? Scroll down to find answers to common customers queries like: "How do I increase my Wards Credit [...]

Death of a Family Member & Credit

Created in collaboration with the credit experts at Experian The death of someone you love is very emotional and stressful. Things seem to happen very quickly. Keeping track of all the things that need to be taken care of can seem overwhelming. Financial matters can be especially challenging. One of the most important financial issues [...]

Social Security & Credit

Created in collaboration with the credit experts at Experian If you are receiving Social Security benefits, you may have questions about whether your credit will be affected and what kind of credit you can qualify for on a fixed income. This chapter will answer the following questions: Does Receiving Supplemental Security Income (SSI) Affect Your [...]

What is Credit Fraud and How Does Fraud Happen?

Created in collaboration with the credit experts at Experian In the past, thieves wanted to steal your car, your wallet or personal property. Today, your identity may be the most valuable thing a thief can steal. Identity theft is the act of stealing your identifying information with the intent of using it for fraudulent purposes. [...]

Bankruptcy: How to Rebuild Credit after Filing for Bankruptcy

Created in collaboration with the credit experts at Experian Sometimes debt can become overwhelming and unmanageable. The process of filing for bankruptcy is there to help those who truly cannot repay their debts. This chapter will answer these fundamental questions about bankruptcy: What is Bankruptcy? What is the difference between Chapter 7 and Chapter 13 [...]

Disability Benefits & Credit

Created in collaboration with the credit experts at Experian If you are receiving Disability benefits, you may have questions about whether your credit will be affected and what kind of credit you can qualify for on a fixed income. This chapter will answer the following questions: How Do Disability Benefits Affect your Credit? What Type [...]

Divorce, Debt & Credit: What You Need to Know

Created in collaboration with the credit experts at Experian Divorce is a very difficult, emotional process. There is a lot to consider, and it may seem overwhelming at times. Financially, it’s important to try to set aside your emotions and take steps to protect your credit. This chapter will answer the following questions about divorce [...]

Credit Education

Created in collaboration with the credit experts at Experian Your credit report and credit scores are the keys to unlocking financial opportunity. Understanding how to build a strong credit report and get good credit scores will help you qualify for low interest rates on loans and credit cards, saving you money and helping you to [...]

Buy Now Pay Later Christmas Gifts

WARDS HOLIDAY GIFT GUIDE Buy Now, Pay LaterChristmas Gifts Shop our ultimate guide and discover buy now, pay later Christmas gifts that keep your holiday budget on track! Find top brands, the hottest toys and the latest electronics for everyone on your list—all starting at just $10 a month. Christmas Gifts on the Whole Family's [...]